Rose has provided wealth management advice and services to multi-generational families for over 25 years. She began her career at Merrill Lynch and has worked at Oppenheimer & Co., Bank Hapoalim and TIAA-CREF, one of the largest providers of retirement services globally.
In 2006, she was recruited back to Merrill Lynch, continuing to specialize in retirement planning and earned the CRPC® (Chartered Retirement Planning Counselor℠) designation before joining Commons Capital Advisors, LLC in early 2011.
Rose's expertise is advising clients on pre-and post-retirement issues, customizing lifetime retirement income streams that address issues of longevity, inflation, market fluctuations and tax minimization. She is committed to educating and empowering women to make the best financial decisions for themselves. Her approach to serving women, particularly those going through life changes of widowhood, divorce and aging, is truly unique. Rose not only provides customized financial planning and investment management, but also serves as a supportive partner during times of difficulty and change. Through her unparalleled excellence and commitment, Rose has built an extensive “family” of loyal multi-generational clients.
Rose has extensive experience working with TIAA-CREF retirement plans. She has assisted thousands of participants to traverse these complex plans and can provide an in-depth analysis of your TIAA-CREF plan(s) for you, including:
• The rules of your Employer Plans vs. your Supplemental Plans including RA, GRA, SRA, GSRA, and 401A plans
• How Employer Contributions vs Mandatory Employee Contributions vs Voluntary Employee contributions are treated
• Asset Allocation and review of your investments
• Income options for your TIAA-Traditional
• Pros and cons of Annuitization of your contract
• After tax annuities
• Minimum Required Distribution (MRD) options
Rose received a joint Master’s Degree from MIT and Tufts University. She is a long distance swimmer and volunteers at Rofeh International. She has four adult children and is the proud grandmother of two.